1992-1997, Yerevan State University, Faculty of Economics, Diploma of Higher Education, (honours degree),
1997-2001 Post-Graduate studies, Faculty of Finance and Monetary Policy, The Academy of National Economy under Government of Russian Federation, PhD of Economics Diploma.
2000-2001 Post-Graduate studies, The Academy of National Economy under Government of Russian Federation, The Moscow School of Social and Economic Sciences, Faculty of Political Sciences, Master of arts in Political Sciences Diploma.
2001 June: Candidate of Economic Sciences “The supervision and regulation of banking system in Armenia”, 28.06.2001.
2001 till today: Yerevan State University, Faculty of Economics Department of Accounting and Finance, Lecturer
1998 - 2000: “The Central Bank of The Republic of Armenia”, Department of Banking Supervision and Regulation, Spesialist,
2001 - 2002: "Armenian Development Bank" JSC, Department of Plastic Cards, Leading Specialist
2002 - 2003: "Armenian Development Bank" JSC, Department of Securities, Leading Specialist
2003 - 2005: State committee for Water Management, “Worogum Jrar” CJSC, Associate Director
2006 - 2011: "GARNI INVEST" Universal Credit Organization CJSC, Leading Credit Specialist
15-26 February 1999: Certificate of Achievement, Completion of Bank Supervision Seminar: "Key Banking Risks for Supervisors and Inspectors", The Central Bank of The Republic of Armenia, Yerevan.
12-31 March 2005: Certificate of Completion Southern Maine Community College’s Community Connections program, Sponsored by U.S. Department of State, Maine, USA.
30 November – 22 December 2005: Certificate of Participation, Japan International Cooperation Agency, Local Development (SME Promotion) Japan, Tokyo
8,9 April 2010: Certification of Participation, "Increasing Public Confidence and Enhancing Financial Mediation" Financial System Mediator, Yerevan.
“Banking Management”, “New Banking Technologies”,” Non Bank Financial Organizations”
Armenian, Russian, English